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The Conveyancing Property Buying Process

  In this easy to follow Property Giraffe guide, we layout what is involved in purchasing a property. With almost 1 in 3 of property purchases on average falling through nationally every year – it can be a stressful and uncertain journey. What is Conveyancing? Conveyancing is an essential part of buying a home and involves the legal transfer of property ownership from the vendor/seller to you, the buyer. In a nutshell, the conveyancing process begins when your offer on a house is accepted and ends when you receive the property keys. The conveyancing process usually takes around 12 -16 weeks.  What happens first? To buy a home you will need a mortgage, unless you are able to pay for it outright. Before you start shopping around for your new home you will need to arrange a suitable mortgage. Using a broker will give you access to the mortgage market.  You can apply for a mortgage once you have presented your ID and passed all the relevant credit checks etc. Having succeeded with your app
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FIRST TIME BUYERS

So, you are a first time buyer and ready to get on the property ladder? You need look no further. We at Property Giraffe will give you all the information you need in our friendly blogs. You can find out how to get mortgage ready and make your first home purchase as smooth as silk. Avoid those hiccups on the way, check what information you need to help you make the best decisions. You must read our section on what information may be considered by mortgage lenders and get started on your journey today.  10 things to do before you apply for a mortgage  Or read the section on government help to buy schemes you may be eligible for.  Help To Buy
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The Conveyancing Property Buying Process

  In this easy to follow Property Giraffe guide, we layout what is involved in purchasing a property. With almost 1 in 3 of property purchases on average falling through nationally every year – it can be a stressful and uncertain journey. What is Conveyancing? Conveyancing is an essential part of buying a home and involves the legal transfer of property ownership from the vendor/seller to you, the buyer. In a nutshell, the conveyancing process begins when your offer on a house is accepted and ends when you receive the property keys. The conveyancing process usually takes around 12 -16 weeks.  What happens first? To buy a home you will need a mortgage, unless you are able to pay for it outright. Before you start shopping around for your new home you will need to arrange a suitable mortgage. Using a broker will give you access to the mortgage market.  You can apply for a mortgage once you have presented your ID and passed all the relevant credit checks etc. Having succeeded with your app
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The First Time Buyer Sessions – Top Tips from the Experts

The First Time Buyer Sessions – First Time Buyer Top Tips Get early access to the 2022 First Time Buyer Sessions running early on this year.  First Time Buyer Top Tips! Book Now  https://bit.ly/35gJPJO Looking to buy for the first time in 2022?  Get your “ducks in a row” with Property Giraffe’s user-friendly approach.  The First Time Buyer Sessions begin in March 2022 including top tips, insider knowledge and advice from a mortgage broker, an experienced conveyancer, an estate agent and a credit ratings specialist who will help make you as “mortgageable” as possible. If you’re a First Time Buyer it can be daunting dealing with all the heavy paperwork and detail and even if you don’t find it daunting, you’ll appreciate there’s nothing to be lost by getting yourself properly clued up before you make such a big commitment.
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The First Time Buyer Sessions – Top Tips from the Experts

The First Time Buyer Sessions – First Time Buyer Top Tips Get early access to the 2022 First Time Buyer Sessions running early on this year.  First Time Buyer Top Tips! Looking to buy for the first time in 2022?  Get your “ducks in a row” with Property Giraffe’s user-friendly approach.  The First Time Buyer Sessions begin in March 2022 including top tips, insider knowledge and advice from a mortgage broker, an experienced conveyancer, an estate agent and a credit ratings specialist who will help make you as “mortgageable” as possible. If you’re a First Time Buyer it can be daunting dealing with all the heavy paperwork and detail and even if you don’t find it daunting, you’ll appreciate there’s nothing to be lost by getting yourself properly clued up before you make such a big commitment.
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Introducing ‘CreditLadder’ for Tenants & Landlords

  Introducing ‘CreditLadder’ for Tenants & Landlords What is CreditLadder? CreditLadder was set up 2016 to help tenants improve their credit position in the simplest way without breaking a sweat, while paying your rent. It works by reporting on-time rent payments. CreditLadder is the only way your rent payments can improve your credit position and credit score across all 3 of the main Credit Reference Agencies (CRAS) in the UK, namely Experian, Equifax and TransUnion. Pretty much every bank and building society uses at least one of these CRA’s Read full Article here
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Do I Need A Solicitor For Probate?

  “Do I need a solicitor for probate?”  When to seek specialist legal advice “Do I need a solicitor for probate?”  It’s a question we always get asked.  As an executor to any will there will be numerous tasks and undertakings to administer the estate, this could range from ascertaining what assets there are to distributing the net proceeds to beneficiaries. Whether you wish to carry out a do-it-yourself probate or use a specialist solicitor will depend on the scale of the deceased estate, and if the set-up is complicated.  For example, if a beneficiary wishes to contest the will, or a friend/ family member has a grievance disputing the contents of the will, or where a dependant has been deliberately left out of the will, there is potential for a claim.  This is when it is easier to let a third party specialist smooth out the problems. “ Do I need a solicitor for probate? ” – Maybe yes Typical situations where it is advisable to seek professional probate advice include: a) There are dou
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