Property Giraffe

So, you are a first time buyer and ready to get on the property ladder? You need look no further. We at Property Giraffe will give you all the information you need in our friendly blogs. You can find out how to get mortgage ready and make your first home purchase as smooth as silk. Avoid those hiccups on the way, check what information you need to help you make the best decisions. You must read our section on what information may be considered by mortgage lenders and get started on your journey today.  10 things to do before you apply for a mortgage  Or read the section on government help to buy schemes you may be eligible for.  Help To Buy

  In this easy to follow Property Giraffe guide, we layout what is involved in purchasing a property. With almost 1 in 3 of property purchases on average falling through nationally every year – it can be a stressful and uncertain journey. What is Conveyancing? Conveyancing is an essential part of buying a home and involves the legal transfer of property ownership from the vendor/seller to you, the buyer. In a nutshell, the conveyancing process begins when your offer on a house is accepted and ends when you receive the property keys. The conveyancing process usually takes around 12 -16 weeks.  What happens first? To buy a home you will need a mortgage, unless you are able to pay for it outright. Before you start shopping around for your new home you will need to arrange a suitable mortgage. Using a broker will give you access to the mortgage market.  You can apply for a mortgage once you have presented your ID and passed all the relevant credit checks etc. Having succeeded...