Property Giraffe

Are you falling into mortgage debt arrears and worried about facing repossession? We can give you the information you need to begin retaking control of your debt. You can use this information to help protect your home and get back into credit on your mortgage. You cam use this to keep the repossession train from leaving the station. Already left? Please don't panic. Look at the articles in this section on what you can do and how to get the help you need. Contact Property Giraffe for more information on your options. You can download our Rescue Your Mortgage Ebook Or you can browse further in this section to find the information you need.  Stop My Repossession

Splitting up and going through a divorce or separation? Look at our information on what may happen with your home. You will find information on how the courts view your shared home and property. This will tell you what rights you have to stay in your home and how to find out what your options are as you go through this process. Read the article on what happens to your home. Does splitting up mean I will lose my home? You will find information on whether you can be locked out of your home during the divorce or separation process.  marriage separation agreement

Splitting up and going through a divorce and separation ? Look at our information on what may happen with your home. You will find information on how the courts view your shared home and property. This will tell you what rights you have to stay in your home and how to find out what your options are as you go through this process. Read the article on what happens to your home. Does splitting up mean I will lose my home? You will find information on whether you can be locked out of your home during the divorce and separation process. Can the locks be changed during my divorce?

Our aim is to make solving your property problems easy and fun – watch out for our giraffe jokes, they might involve a tall story! Even with more depressing subjects like mortgage arrears or repossession, divorce or probate , we aim to provide easy to use access to the information you need. Property Giraffe was established by a group of three experienced property investors, as a way of sharing knowledge – in fact, giving you the benefit of our experience, letting you in on all the info we’ve collected over the years – and wished we knew when we started out! If there is anything you would like help with please get in touch with us on the ‘Contact’ form page, it’s surprising what you don’t know until you ask!

If you are in the process of a divorce or dissolving a civil partnership you should protect your right to the family home. Filing for a divorce will not mean you lose your property or end up without anywhere to reside. However, covering your back will give you peace of mind that you are taking the right precautions with dealing with your situation. Please read on. Protecting your rights You can find out whether you have a noted interest in your home by using a search with the Land Registry (register for free and this service costs £3.00 per property search). Looking at the title deeds (a paper document showing ownership of the property) will help you clarify who owns the family home. The title deeds will either display both of your names or one of your names.  The HM Land Registry can be found here: If it turns out that your home is owned by your ex-spouse you should be able to protect your position if your home is registered on the Land Registry. If your property is with the Land...

In the midst of bereavement, it can be hard to sort out a loved one’s financial affairs.  So what is probate?  Here we will try to point you in the right direction and help, providing a helpful and sympathetic approach to dealing with all of the necessary paperwork.  The probate process can be lengthy, complex and time consuming, averaging nine months to one year, which of course increases worry for many people who are trying to deal with their own grief, whilst coming to terms with a sudden change of circumstances and trying to get used to life with the absence of a loved one. Following a death a doctor will usually issue the required ‘death certificate’.  This is an important document that will help get the probate process moving, so keep it safe and don’t lose it. It is the process of dealing with the estate of someone who has passed away, which generally means clearing their debts and distributing their assets in accordance with their wishes previously written i...

When your moneylender makes a requisition to the court, the court will keep in touch with you with the fundamental subtleties of the loan specialists guarantee and a date when the case will be heard in court. Because of this repossession court hearing , you will be given a letter that will incorporate an answer form, it is significant that you complete and return this form. If you are currently offering your home to reimburse your home loan, you ought to instruct the courts concerning this. The court considers repossession to be the last option if all else fails so you ought to investigate every one of your alternatives. During the process of hearing, the judge will make any of the following decisions: ●      Adjourn: This implies defer the case until a later date, generally a month. This is to give you an opportunity to sell your home yourself if for example, if you promised to do so. ●     Repossession order suspended: This is an understanding that...